Condolence: It was indeed a pleasure working for such an Amazing person who actually lived the duties of a Godly man both personally and in business. Rest well the Mr. Charles Cawley.

Condolence: Mr. Cawley's loss to our world was a great one indeed. I had the honor to work for MBNA for 10 years, it was the best experience of my life. Although I've been away from the People of MBNA for 18 years, I still tell stories about our wonderful company and our fantastic Leader. Mr. Cawley, you were such an inspiration to so many and will always be missed. Jennifer Jones

Condolence: My 18 years with MBNA were the best years of my life. Mr. Cawley organization taught me compassion, professionalism, the importance of hard work, and the meaning of legacy. May his soul Rest In Peace. And may you be comforted by the knowledge that he was a great man and will never be forgotten by many people.

Condolence: The institution that Mr Cawley created mbna,changed my life,it taught me the principles of how a company can instill work ethic into your life and ,mold you into a better person. My career at mbna changed my life's direction. May Mr Cawley enjoy heaven for he changed many lives.

Condolence: We were deeply saddened to learn of the passing of Charlie. Liz and I have very fond memories of our time working at Maryland National Bank in College Park under Charlie's leadership. The opportunities provided to us have not been forgotten and have played a large part in our professional development in the years since. Our thoughts are with you.

Condolence: Dear Cawley Family, I'm so sorry for your loss. There are too few visionaries in this world and Mr. Cawley was one of them. One of life lessons he taught me is words matter: Customer Satisfaction not Customer Service Customer Assistance not Collections Education not Training People not Employees As a proud Person of MBNA for 18 years I feel no amount of words can express just how great a person Charles Cawley was. With sincere heartfelt condolences, Coleen Walls

Condolence: Julie, Michael, and Maureen So sorry to hear about Charlie. He was larger than life and will not be forgotten. I am certain the memories he left behind will be of great comfort to you. My best thoughts for all of you. K

Condolence: Dear Julie and family, We send our sincere condolences to you and your family at this time of sadness. Charlie did so much for others and will be missed by many. I have fond memories of dinner parties with you way back when you lived on Dixie Drive; Charlie kept us entertained with his Maine jokes. Love and prayers to you and your family. God's comfort and peace, Jo Ann Miller Brooks

Condolence: Thank you for giving me an opportunity of a lifetime. We lost a great me I do wish your family all the best.

Condolence: Charles Cawley was one of a rare breed... the "great man." His decision to bring MBNA to Maine transformed the mid-coast and Belfast in particular. The jobs, the good jobs, and the company generosity are beyond any ability to express our thanks enough. Charles Cawley and MBNA changed everything for the better. My condolences to the Cawley family and I do hope you are comforted by his lasting achievements.

Condolence: My heart is heavy but my soul knows Mr. Cawley is watching over every single one of his "people". He taught us well, inspired us to "think things through" and to always put the "Customer First". We will all remember him and make him proud until we meet him again. Rest in Peace Charlie, you will be missed. Comfort to your friends and family.

Condolence: Sending my sincerest condolences and peace to Mr Cawley's family. Fondly, Donna C Hurley -Point Lookout Club

Condolence: Thank you for teaching us all how to treat People and each other. Your legacy will live on through all you touched. Our sincerest condolences to the Cawley family.

Condolence: I can only begin to imagine how many lives have been made better because of Charlie Cawley; I am forever grateful for his impact on mine. Deepest sympathies to Mrs. Cawley, Michael, and Maureen. Sending you every best wish for peace and comfort and thanksgiving for a generous, loving, spirited, and inspiring man. Much love, Jackie Cossentino

Condolence: Dear Julie, I had hoped someday to reintroduce my son, John Henry, who was only a baby at your "Cawley Reunion" in Camden in the mid '90's, to Charles. He is now finishing his last year at Harvard and planning to conquer the business world, its a shame he will not get to know the patriarch of his mother's family, an icon and inspiration of the business world. Hopefully, Charles' legacy, particularly of philanthropy, kindness, and love, will provide you, Michael, and Maureen comfort in this time of loss. Personally, I will never forget your husband' generosity and I share my fond memories with my son. My sincerest sympathies, John H. Ronan

Condolence: Dear Mrs. Cawley and family, My deepest sympathies go out to you and your family. I will forever remember him for his vision and his standard of excellence while with MBNA America.

Condolence: First of all, my condolences to entire Cawley family. Charly was a true legend in the crazy world of the credit card business...a true visionary. I never had the opportunity to work directly with Charlie, but our careers at The First National Bank of Boston overlapped as I started in 1967 and moved fron the branch network to Consumer Finance in 1974. I suceeded Ted Amazeen in 1975 as Department Head. I have always felt connected to Charlie as I had to "challenge" of trying to manage our mutual mentor Jim Mogan for7 years. I also was fortunate enough to hire and manage Jim Gaffney who later worked at MBNA? I fondly remember spending an evening with Charlie and Julie at Jim and Catherine Mogans 50th anniversary in Stowe, Vt. Charie is a true pioneer and icon of the business. He will be missed as an innovator and genuinely good man.

Condolence: Julie & Family I had the pleasure of working for and with Charlie for 15 years. He was one of the nicest and mos generous men I have ever met. I was shocked and saddened to learn of his passing. He will ne missed by everyone who knew nim. Sincerest Condolences Bob & Gloria Jacobs

Condolence: Dear Julie and Family, So sorry for your loss! I am sure he will be greatly missed knowing what a loving person you are, he too must have been a Love!! May Our Lord have him in His loving embrace... Sincerely, Ann and Ed from Orchid Island Golf and Beach Club

Condolence: Dear Mrs. Cawley and family. I am so sorry for your loss. May the love and support you receive from your family and friends provide comfort during this difficult time. Thank you Mr. Cawley for all you have done to help others and especially for bringing MBNA to Maine. I am thankful to have known you - - you set the bar high - - taught us to expect nothing less than the best in all we do - - and to give back to others. I am reminded often of how fortunate I was to have worked for a company that invested so much in its people and the surrounding communities. Yes, we worked hard but we were rewarded well, and you saw to it that we worked in a beautiful environment that was second to none. You were right – it truly was the Magic of MBNA. May you rest in peace, Paula Schuessler

Condolence: Charlie - I am so truly thankful that our paths crossed and I got to know you. You were a visionary, a very kind man towards the people you liked and cared for, and a huge benefactor for all of Delaware. You taught me to think big and to give back to my community even more than before I met you. You were in many ways my mentor and I will never forget that you broadened my spirit and my life. I will miss you.

Condolence: Dear Mrs.Cawley & family, I am so sorry for the loss of Mr Cawley.He was a wonderful man and did so much for so many.You will be in my thoughts and prayers as you say goodbye to the head of your family. Sincerely, Pat Henderson

Condolence: Family I'm so sorry for your loss I've been at the bank for 33 years and Mr. Cawley was a great person, and a leader. I remember all the writtings above the doors but I still use the term TTT Think Things Thru. Just know that he is at peace now looking down upon all of you. Sincerely Debbie Clark

Condolence: Thank you Mr. Cawley for the opportunity to work at MBNA. My experience taught me valuable lessons that I have incorporated into my personal life and grew upon professionally. To this day I employ the commitment to: Expecting and accepting from ourselves nothing short of the best. Remembering that each of us, the people (of MBNA), makes the unassailable difference. To the Cawley family. I am very sorry for your loss. Thank you for sharing him with the so many. I hope the memories of so many ease the pain you feel and provide some comfort during this difficult time. With great appreciation and respect Rich Willis

Condolence: I would like to offer my condolences to the Cawley family. Words cannot express what I owe to Mr. Cawley. Rest in peace to great person and leader.

Condolence: I was so very saddened to hear of Mr. Cawley’s passing. When I walked through the lobby doors of Cole House that March day in 1987, the day after the 5th anniversary party I didn’t realize that my life was about to change. Over the next 22 years I moved from Credit Life Insurance, Gold Passage Travel, Personnel, MBNA Scholars Program, onto supporting senior officers in Marketing/Business Development along with returning to school for my bachelor’s degree which MBNA paid for, and finally working in Risk Management all the while using my best Customer Service along with making my best attempt to Think Things Through! I knew then that I was part of something great and that MBNA was being led by someone of vision! Mr. Cawley seemed to know that putting his People first and foremost would drive MBNA in the right direction. It is my honor to have worked and participated in his vision for MBNA and the community. Since moving on in 2009 I’ve often said “there will never be another place like MBNA” the reason being there will never be another visionary quite like Charles M. Cawley. Through his vision and drive for excellence came a great place to learn, work, and grow. Mr. Cawley, Thank you! My condolences go out to Mrs. Cawley, Maureen, and Dr. Michael and their families. Psalm 27:1 The LORD is my light and my salvation; whom shall I fear? The LORD is the stronghold of my life of whom shall I be afraid?

Condolence: A man a legacy who made a difference. Thank you Mr Cawley for giving both my wife and I the opportunity to work for such a magical company. Your visions & expectations of not just our careers but in our personal lives to help make a difference in others will live on. You have truly touched the lives of so many people. Your work on earth is done. May you rest in peace.

Condolence: Maureen and Cawley Family, I'm so sorry to hear about your loss. I know to you he was a warm and loving family man/father and to the greater Georgetown family, a generous employer and benefactor. I hope your memories bring you comfort. You all have my prayers. Warmly, Kathie McCarthy Fording

Condolence: Dear Cawley family, My deepest condolences to your family for the loss of a great man. Mr. Cawley changed mine and my families life in more ways than I can list. The prideful feeling I had every morning walking through that revolving door and the feeling that I could be anything I set my mind to once I entered them is indescribable. I felt safe, secure, respected, valued, vulnerable, empowered and proud. I just wanted to say thank you for helping me send my children to college with your tuition benefit, thank you for making sure we had insurance coverage that was more than adequate, thank you for paying above and beyond wages for my hard work and thank you for changing my life. Your legacy will live on forever.

Condolence: Mr. Cawley provided more than 5,000 Mainers the opportunity to work locally for a word class organization and gave their families more than a decent wage in economically trying times. His legacy is legendary, and his contributions to the business world and to the art world will always be a shining example to others. What will not rise to the surface so rapidly are the back stories of his anonymous contributions to individuals and groups alike. He was truly a game-changer for them. "We make a living by what we get, But we make a life by what we give." -Sir Winston Churchill Thank you, Mr. Cawley. May you rest in peace.

Condolence: I hope he knew just how many lives he impacted. Mine, for sure. In so many ways.

Condolence: Mr. Cawley was truly the heart of the MBNA home. May he rest peacefully and proudly, knowing that he profoundly enriched so many lives. My only regret is that I never got to thank him for how much he enriched mine.

Condolence: My heartfelt condolences to the entire Cawley family. One of Charlie's favorite aphorisms was "success is never final". The path of Charlie's life and everything he stood for has led him to the only place where we can find final success - into the waiting arms of the Lord Jesus. ‘Well done, good and faithful servant! You have been faithful with a few things; I will put you in charge of many things. Come and share your master’s happiness!’ Matthew 25:21 Love you Charlie! Howard Rose 1386 Woods & Waters Trail Traverse City, MI 49696 Proud MBNA America Customer Advocate for 27 years

Condolence: To the family- While I didn't know Charlie personally, he has provided me hours and hours of joy because of his sponsorship of the Barbershop Harmony Society's (BHS) Collegiate Quartet Contest. What started out as a sapling has grown into a mighty oak tree that has now produced multiple International Quartet champs in the adult contest over the years. Thank You Charlie! Your wisdom and charitable spirit has touched more lives in more ways than you could possibly imagine. Including my own son's. Doug Brown BHS Board Member at Large

Condolence: Dear Julie, Michael and Carol, Maureen and Michael, We have been thinking about you all at this sad time! We have also been reflecting on our many happy memories of times with Charlie! He was bigger than life in so many ways! It was such an honor to call him a friend! We will always remember this special and amazingly generous man and all our wonderful times together!!! With much love and deepest sympathy, Jen and Bill xxxx

Condolence: Dear Julie and family. My thoughts are with you and my heart is heavy. Charlie meant so much to me and my family and so many of The Chimes and their families and to Georgetown. To me, CMC was inspirational. He was creative. He was generous. He will long be remembered fondly by so many. So glad he took me along for the experience. Grateful. What we do in life, echoes in eternity. Amen!

Condolence: I never had the pleasure of meeting Mr. Cawley, however he touched many areas in my life. As an employee of MBNA and now BAC his vision helped me become the person I am today. I grew up in his business and for that I am grateful.. I am wearing my MBNA pins today in his honor. I am praying for his family and friends. Thank you Mr Cawley for everything you never knew you did.

Condolence: CMC was a man to me who personified work hard, be diligent with your duties, and expect and produce nothing short of your best day in and day out and good things will happen. I was very fortunate to work with and around Charlie for 22 years, in that time I spent allot of "car time" with him and at these times he was the most relaxed and insightful with regard to his views on things and I enjoyed that time immensely over the years. My Love and prayers go out to the family and may a 53' Crestliner (or Olds) be awaiting him at the gates of Heaven. Rest in peace my friend.

Condolence: Thoughts and prayers to the Cawley family. It was a special place to work and feel like you were a valued person. Thank you Mr. Cawley for the opportunity to be part of MBNA. Those memories will always be with me.How can you not remember the best place to work and its founder. Thank you, and RIP.

Condolence: Thoughts and prayers are with you. Charlie Cawley was a large part of my life through MBNA. The core values will be passed to future generations. Your legacy will continue by the people who followed. You will always be a true leader.

Condolence: Although we only interacted a mere handful of times, Mr. Cawley was truly one of my heroes. Next to my family, his legacy at MBNA may have had the single largest impact on shaping my life and future. I say this today, as someone defending a Ph.D. in Computer Science this coming Friday at SMU in Dallas. My point is that I have met an interacted with a lot of really smart people, and none of them were like Mr. Cawley. I am only 38, but I have been all over the world. I also worked for MBNA in Dallas (twice), Delaware (twice), and Maine. I grew up there for almost 15 years starting at age 17. MBNA taught me so many things, but the most important thing I learned was the continual pursuit of excellence. Every single place I set foot in my life, I bleed green. I remember things like "mediocrity is within anyone's reach" and "attention to detail drives everything we do". I still even use the word "we" in my mind when I tell myself this. I say "we", because I had the honor and privilege of being part of something as great as MBNA. It is a fraternity of sorts, a badge of honor that no one can ever take away from me. I wear this badge everywhere I go in life, and it reminds of things like picking up a small gum wrapper in a hallway, not because I have to, but because that's what Mr. Cawley did. "If we do the little things right, then the big things will follow." I am certainly not perfect, and I barely came to MBNA with my high school diploma. I learned a lot of hard lessons there. However, working at the bank taught me that adversity was a catalyst for greatness. I began to believe that the fires in my life forged me, they didn't merely burn me up. Mr. Cawley chose so many good leaders. I got to sit at their feet and soak up knowledge. This was called an "open door policy", and I certainly did use it. I was selected to participate in the Management Internship program around 1999. Interacting with all of these highly intelligent individuals made me begin to see and appreciate the value MBNA placed on education. It made me aspire to educate myself. I also learned the true value of innovation and good ideas. I was Master Artist in the Masterpiece program at MBNA. I certainly know now that "opportunity seldom knocks". I also know that I am allowed to make mistakes. My adversities at MBNA taught me that "what matters is not how often we fall down, but how quickly we get back up". I grew up very economically challenged, and the people I interacted with at MBNA worked in an environment which allowed them to look inside at an individual's potential and ask that potential come out. I found my passion at MBNA, and it developed into something I could have never possibly imagined at the time. I write machine learning programs that classify gene sequences, and somehow I am certain that most of the prerequisites for what I do were instilled in me during my formative years at MBNA. Even Mr. Cawley's exit from MBNA gave me the courage in my own career to stand up for the things I truly believe in. I learned to be brave, fight for what is right, and always have an exit strategy in mind. I have no idea how the rest of my future will play out, but I do know that I will finish strong just like my mentors did before me... just like CMC did. I am sure others know far better than I do how great Mr. Cawley was, and how many lives he touched. BUT... No matter how well you think you know, you cannot possibly account for his butterfly effect. I barely even met him, but I knew who he was every single day after I started working for the bank on 9/6/1994. His decisions and his big heart influenced me. MBNA influenced me and truly changed my life. For that I am eternally grateful to the Cawley family. In fact, I am certain that my children's, children's, children are grateful to the Cawley family. I am that certain, my future legacy would be that much different without Mr. Cawley's mere indirect influence. I can only hope that my son and future generations pay me the same respect and admiration that I have for Mr. Cawley's contributions to my own future.

Condolence: I was so sad to learn of Mr. Cawley's passing. The world has lost a true leader, visionary and philanthropist. I had the privilege of working for MBNA for 10 years. I learned so much during that magical time, so many opportunities for personal and professional growth. The company and culture Mr. Cawley built was truly amazing and I will always consider myself one of the "People of MBNA". I will continue to keep the Cawley family in my prayers. Our world has lost a truly great man but Heaven has gained an angel, may he rest in peace.

Condolence: Julie, My thoughts and prayers are with you, your family and circle of wonderful friends. Charlie was such a caring, giving gentleman. His and your kindness and giving has reached far and wide. You both have done so much for our community and the individuals that make up this community.

Condolence: I was saddened to hear of Charlie Cawley's passing. He was truly a kind and generous man who led by example expecting nothing less than the very best. When I joined MBNA almost 19 years ago, I felt like I was home - no other company other than Arthur Andersen made me feel that valued and like great things were expected from me. I was single mother of 2 and the generous education programs at MBNA allowed me to earn my EMBA from UD. He inspired so many to learn, grow and give back to our communities - a legacy that will continue to pay it forward forever. It is truly the end of an era. My deepest condolences to the family. Rest in Peace Mr. Cawley.

Condolence: I was deeply saddened to hear that Mr. Cawley has passed. He leaves a legacy of culture and friendships that no one could possibly have ever imagined. Many of us were fortunate enough to have had the privileged of working at MBNA under his management and vision. It was that management and vision that shaped an industry leader in the world of finance. It also shaped many of us into who we are today. Our work ethics, our own philanthropy and our lasting friendships all have roots in our time at MBNA. May his family and loved ones find peace and comfort during this difficult time. Charlie was truly a Masterpiece…

Condolence: My deepest sympathy at this sad and difficult time go out to the Cawley family. Mr. Cawley was one in a million. He made this world a better place by having been here. I am one of those individuals fortunate enough to say I was one of the People of MBNA and I say that with great pride and honor. He was a true visionary and touched the lives of so many in wonderful ways. God bless you Charles Cawley and may you Rest in Peace.

Condolence: A man who was a true leader. I value my years at MBNA. It has taught me the meaning of a strong work ethic that I carry with me to this very day. A lot was expected from the employees but a lot was certainly given back. The best company I have ever worked for and that is due to Mr Cawley. RIP my friend. Prayers and love to the family.

Condolence: You will be dearly missed Mr. Cawley. Thank you for making your associates feel valued and loved. I remember when being hired by MBNA felt like a privilege. They only hired the best of the best. Thank you for showing us how we should be treated in the work place from grandmother vacation, limos for funerals, providing the country club for reception following. Because you gave us your all we always returned the same plus some, it was a continual circle. Thank you for all the wonderful memories. Faith

Condolence: I worked at MBNA for 15 years and it changed my life. Mr. Cawley taught all of us the secret to success, business and community. He introduced all of us to a better way of living and giving. We take the gifts he gave to us and pay it forward every single day. I was proud to work on projects for him and to be a part of something so magnificent. My condolences to the entire Cawley family and to the extended MBNA family... the thousands who had the privilege of such a unique experience. Mr. Cawley, you will be missed but never forgotten. You live on in more ways than you ever knew- I hope you know now.

Condolence: Mr. Cawley, I was be forever grateful for the opportunity you provided for me. I've accomplished some good things in life but MBNA was one of the best things to have happened to me. You were a giving man and always invested in people. I can tell my kids someday about you and the wonderful human being you were. My condolences to your family and loved ones. Rest well sir.

Condolence: Mrs.Cawley, Maureen, Michael and family. Thank you for sharing Mr.Cawley with us for so long. He made a difference. He taught thousands of people how to work hard, reward people, give to the community and enjoy it, he gave us the MBNA Family. For 25 years he loved and protected me as one of his own it felt like. I have often said I would scoop ice cream in GUAM for him if he ever needed me....just to give back. I am horribly sorry for your loss. I was 18 when I started full time at the bank...I grew up there. I loved it and I adored him for giving me an amazing opportunity...today is such a sad day. God definitely has a place for him. With tears running down my face, I can't express enough how sorry I am that the world lost such an incredible man. Hugs

Condolence: I'm so sorry for your loss. I had the great privilege to work for Mr. Cawley at MBNA and I consider those 15 years to be some of the best of my life. My thoughts and prayers are with the entire Cawley family. He was a wonderful man who changed my world. RIP CMC.

Condolence: My prayers go out to the family and he suxrely will be missed.RIP Mr Cawley

Condolence: Deepest condolences to the Crawley family. Thousands upon thousands of families were positively impacted because of his leadership. I will always be thankful for working under his leadership and will always model what I learned under his leadership. God bless; prayers with your family.

Condolence: RIP Mr.Cawley. I met you my first week on the floor in September 2000 in Belfast. You gave me a commendation on my very first call out of education. Little did I know then, I would stay for 12 years. You genuinely cared about your people and our families. The atmosphere at work was phenominal. Your business ethics are the best out there. My condolences to your family. And may all of you know, what a wonderful influence he was personally and professionally to many.

Condolence: My prayers go out to the family and he suxrely will be missed.RIP Mr Cawley

Condolence: Mr. Cawley was the "Magic" at MBNA. Mr. Cawley created an environment where you wanted to do your best. Mr. Cawley cared about his People & we cared about him. All that I have today, I owe to him. Thank you, Mr. Cawley, I know your place in heaven was secured a long time ago. God Bless his wife Julie, his children & family.

Condolence: I never had the opportunity to meet Mr. Cawley but he has had a profound impact on my life. I was hired at MBNA in Belfast right out of collage and was able to earn enough money to allow my wife to stay at home with our kids for the first 7 years of their lives. I learned more working at MBNA than I did all through college. The foundation of my professional career was built by MBNA and it has given me the opportunity to raise my family right here in Maine.

Condolence: You were a great leader and wonderful inspiration to work for. I appreciated your kindness and your understanding of people. I will always be proud to say I worked at MBNA for you. You were a one in a million leader/boss/person. Thoughts and prayers for your family. God bless you. Rest in Peace.

Condolence: I was saddened to hear of the passing of Mr Cawley today and would like to extend my deepest sympathy to the family. If not for Mr. Cawley and the wonderful institution of MBNA, I know my life would have taken a different turn. He not only made a difference in my life, he changed it. So much generosity was provided to me by the leadership of the company, it cannot be measured. One of my final gifts was a child from China in 2005, shortly after the merger, which was "just in time" Thank God for Charlie Cawley and his incredible vision. May God give his family the comfort and peace that you seek and may the soul of Mr Cawley rest in peace.

Condolence: Many years have passed since I left MBNA, but my time there left an indelible mark on my life. I know without a doubt that this was because of Mr. Cawley's vision and leadership and humanity. Although I never met Mr. Cawley personally, I wish to express my gratitude for my experience at MBNA. Sending my deepest condolences to his family and loved ones. I hope you are uplifted by the expressions of thankfulness from the thousands of people touched by his life.

Condolence: I started MBNA in 2000. My experience from day 1 was how wonderful this place is. Mr Cawley was a wonderful person and it showed through out not only the bank but through the community to. We the people of MBNA will always remember the life lessons that Mr Cawley tought us we will always have the utt most respect for him. Thank you Mr Cawley you made a difference in all of our lives. My condolences to your family

Condolence: Thank you Mr. Cawley for being the most influential leader I have ever known. Your love for education provided me with the tools that have supported me for my entire career. The world will not be the same without you. Mrs Cawley, thanks for sharing him with us and allowing him to shape thousands of people's lives! I am praying that God gives you strength during this difficult time.

Condolence: Mr Cawley I will be forever grateful for all you did for my family. I'm so glad I took the chance and walked through those big scary doors. You gave me a career. My children a good life. We got the chance to transfer up to Maine for a bit. My son had serious medical issues you afforded me the chance to be home with him. His medical bills all paid. When my mother passed you sent a stretch limo for my family and gave a beautiful luncheon. There are so many things you and MBNA made possible for me there isn't enough space to write. You touched so many lives and will leave such a beautiful legacy. Rest in peace kind sir.

Condolence: Mr Cawley gave his "people" of MBNA better lives and enriched every community he touched. I was very fortunate to work for MBNA and worked with/for some of the best people ever. Thank you. #CMCtribute

Condolence: I'm so sorry to hear of the loss of Charlie Cawley. My condolences to his family. One of my fondest memories of working at MBNA was when Mr. Cawley provided food and flowers for my grandmother's funeral. He didn't know me personally and I was not even yet a senior officer. But nonetheless, he extended that courtesy to me as one of his employees. I never felt like a number at his company as many people now do wherever they work. MBNA was truly magical and it was because of his spirit and vision. You will be greatly missed, Mr. Cawley. Rest in peace.

Condolence: I am saddened to hear of Charlie's passing. He was a leader and a mentor to myself and many that worked at MBNA. My prayers are with the family during this time of sorrow. Please know that all of the "people" of MBNA feel like we lost a family member. I hope the family can find comfort in knowing how many lives Charlie touched. My deepest sympathies, Dianna DeRose, Delaware MBNA